Terms of Service

These Terms of Service (“Terms”) govern your use of Rate Hall (the “Service”). By using the Service or submitting the form, you agree to these Terms. If you do not agree, do not use the Service.

1. What the Service Is

Rate Hall is a free comparison and referral service that connects consumers with a third-party insurance marketplace and its participating insurance providers. We are not an insurer, insurance agency, or broker. We do not give insurance advice, make coverage decisions, or issue quotes, binders, or policies. Nothing on the Service is an offer of insurance.

2. Your Responsibilities

• You are at least 18 years old.
• The information you submit is accurate and complete, and the phone number and email are yours or you are authorized to provide them and to consent to contact at them.
• You will use the Service only for your own genuine insurance inquiry.

3. Consent to Be Contacted

By submitting the form you provide your electronic signature and your express written consent for the named insurance marketplace and its partners to contact you at the number and email provided, including by automatic telephone dialing system, artificial or prerecorded voice, and text message, even if the number is on a Do Not Call registry. Consent is not a condition of purchase. Message and data rates may apply. You may revoke consent as described in our Privacy Policy.

4. No Guarantee of Results or Rates

We do not guarantee that you will be matched with any provider, that any provider will contact you, or that you will be offered coverage or any particular rate or savings. Any figures shown are illustrative and are not a quote.

5. Third-Party Providers

Insurance marketplaces and providers are independent third parties. We do not control and are not responsible for their products, pricing, communications, or conduct, or for the accuracy of their representations. Your dealings with them are solely between you and them.

6. Intellectual Property

The Service and its content are owned by us or our licensors and are protected by law. You may not copy, scrape, or reuse the Service except as needed for your personal, non-commercial use of it.

7. Disclaimers & Limitation of Liability

The Service is provided “as is” without warranties of any kind, express or implied. To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss arising from your use of the Service or from any third-party provider’s conduct. Our total liability for any claim relating to the Service will not exceed USD $100.

8. Indemnification

You agree to indemnify and hold us harmless from claims arising out of your misuse of the Service or your breach of these Terms, including providing a phone number you were not authorized to submit.

9. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules.

10. Changes

We may update these Terms from time to time. Material changes will be reflected by a new Effective Date on this page.

11. Contact

“Rate Hall” is a registered assumed name of Run Syrup LLC.